YOON&YANG

• Digital Finance Center
• Financial Company Licenses ∙ Permits
• Financial Company Examinations ∙ Sanctions
• Financial Compliance

• 2025-present Yoon & Yang LLC
• 2026-present Advisory Member, Open Advisory Group on Security Tokens, Financial Services Commission (FSC)
• 2025-present Korea Equity Working Group, Asia Securities Industry & Financial Markets Assocation (ASIFMA)
• 2023-25 Electronic Financial Supervision Team, Electronic Financial Supervision Department, Financial Supervisory Service
• 2023 Fintech Innovation Team, Digital Innovation Department, Financial Supervisory Service
• 2022-23 Consumer Protection Team, Financial Supervisory Service
• 2021-22 Investigation Team 1, Foreign Exchange Supervision Department, Financial Supervisory Service
• 2019-21 Investigation Planning Team, General Banks Investigation Department, Financial Supervisory Service
• 2016-19 Financial Group Supervision Team, Financial Group Supervision Office, Financial Supervisory Service
• 2015 EYP Law

• 2015 Seoul National University School of Law (J.D.)
• 2011 Seoul National University (B.A. in English Literature)

[Digital Finance]

• Regulatory advice on business structures and business conduct for electronic financial companies engaging in prepaid electronic payment and payment gateway services
• Regulatory advice on electronic finance, virtual assets, and foreign exchange matters relating to foreign currency-denominated prepaid electronic payment means and overseas payment and settlement services
• Regulatory advice on electronic finance and foreign exchange regulations in connection with the entry of global payment and remittance service providers into the Korean market and cross-border payment and settlement services 
• Regulatory advice on the issuance, distribution, and payment structures of mobile gift certificates and global gift cards
• Advice on financial investment business licensing and business structures for fractional investment issuance platforms and trading platforms
• Advice on applications for designation as innovative financial services for fintech and digital finance services, and related financial regulatory matters
• Advice on legislative responses to the enactment and amendment of the Electronic Financial Transactions Act and laws relating to digitial assets
• Advice to fintech companies and electronic financial business operators in responding to inspections and sanctions by the financial supervisory authority

[Foreign Financial Companies]

• Financial regulatory advice to global banks on domestic business operations and cross-border financial transactions in Korea
• Financial regulatory advice to foreign bank branches and subsidiaries on credit extensions to affiliates and launch of foreign currency-denominated products
• Advice to foreign securities firms on transaction structures and capital markets and forex regulations in connection with the brokerage of block trades in overseas-listed shares
• Financial regulatory advice to foreign asset managers on Korean Treasury Bond bidding and investment structures
• Advice to foreign securities firms and asset managers in responding to the Korea Exchange (KRX) market surveillance reviews, the Financial Supervisory Service (FSS) investigations, and the Securities and Futures Commission (SFC) proceedings related to short selling of Korea-listed shares

[Foreign Exchange & Forex Transactions]

• Advice on various foreign exchange reporting requirements and responses to the FSS in connection with capital transactions between residents and non-residents, foreign direct investments, acquisition of securities, and other forex transactions
• Advice to foreign financial companies on foreign exchange reporting requirements and regulations pertaining to capital transactions between domestic and overseas affiliates
• Advice on foreign exchange regulations relating to cross-border payment and settlement structures using virtual assets and stablecoins
• Advice on capital markets and foreign exchange regulations relating to off-market sales of overseas-listed shares by Korean companies and repatriation of investment proceeds
• Advice on business structurs and electronic finance and foreign exchange regulations for corporate foreign exchange trading platforms
• Advice to banks and finacial holding companies on corporate governance, internal control, and responses to FSS inspections and sanctions

[Banks & Financial Holding Companies]

• Advice to banks and financial holding companies on corporate governance, internal control, and response to FSS inspections and sanctions
• Advice to banks and financial holding companies on regulatory approvals and authorizations relating to the inclusion of subsidiaries and sub-subsidiaries, and acquisition of or investments in financial companies
• Advice on transactions and outsourcing arrangements among affiliates within financial groups, as well as disclosure and prudential regulations
• Financial regulatory advice on the establishment of AI and digital specialized companies by financial holding companies and related investment structures
• Advice on financial regulations and corporate governances relating to inclusive share exchanges and appraisal rights involving financial holding companies
• Financial regulatory advice to Korean banks and financial groups on overseas expansion, including the acquisition or establishment of local overseas financial companies and restructuring of governance structures

[Securities & Capital Markets]

• Financial regulatory advice to domestic securities companies on brokerage of Korean securities and derivatives for foreign investors and related cross-border business activities
• Advice on trading structures and related financial regulations for foreign investor transactions in Korean-listed securities through omnibus accounts
• Advice on business structures and financial regulations relating to the establishment and operation of AI-based investment information platforms by securities companies